TERMS OF USE

 

 

AGREEMENT BETWEEN USER AND GASCIA

The GASCIA Web Site is comprised of various Web pages operated by GASCIA.

The GASCIA Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of the GASCIA Web Site constitutes your agreement to all such terms, conditions, and notices.

 

 

MODIFICATION OF THESE TERMS OF USE

GASCIA reserves the right to change the terms, conditions, and notices under which the GASCIA Web Site is offered, including but not limited to any charges associated with the use of the GASCIA Web Site.

 

 

LINKS TO THIRD PARTY SITES

The GASCIA Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of GASCIA and GASCIA is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. GASCIA is not responsible for webcasting or any other form of transmission received from any Linked Site. GASCIA is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by GASCIA of the site or any association with its operators.

 

 

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the GASCIA Web Site, you warrant to GASCIA that you will not use the GASCIA Web Site for any purpose that is unlawful or prohibited by these terms, conditions and notices. You may not use the GASCIA Web Site in any manner which could damage, disable, overburden or impair the GASCIA Web Site or interfere with any other party's use and enjoyment of the GASCIA Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the GASCIA Web Sites.

 

 

USE OF COMMUNICATION SERVICES

The GASCIA Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

 

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

 

Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.

 

Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

 

Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.

 

Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.

 

Conduct or forward surveys, contests, pyramid schemes or chain letters.

 

Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.

 

Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

 

Restrict or inhibit any other user from using and enjoying the Communication Services.

 

Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.

 

Harvest or otherwise collect information about others, including e-mail addresses, without their consent.

 

Violate any applicable laws or regulations.

 

 

 

GASCIA has no obligation whatsoever to monitor the Communication Services. However, GASCIA reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. GASCIA reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

 

GASCIA reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in GASCIA’s sole discretion.

 

You should always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. GASCIA does not control or endorse the content, messages or information found in any Communication Service and, therefore, GASCIA specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized GASCIA spokespersons or representatives, and their views do not necessarily reflect those of GASCIA.

 

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

 

 

MATERIALS PROVIDED TO GASCIA OR POSTED AT ANY GASCIA WEB SITE

GASCIA does not claim ownership of the materials you provide to GASCIA (including feedback and suggestions) or post, upload, input or submit to any GASCIA Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting GASCIA, its affiliated entities and persons and sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

 

No compensation will be paid with respect to the use of your Submission, as provided herein. GASCIA is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in GASCIA’s sole discretion.

 

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

 

 

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE GASCIA WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. GASCIA AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE GASCIA WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE GASCIA WEB SITE SHOULD NOT BE RELIED UPON FOR SHARIÁH, LEGAL, FINANCIAL, RELIGIOUS OR PERSONAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

GASCIA AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE GASCIA WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. GASCIA AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL GASCIA AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE GASCIA WEB SITE, WITH THE DELAY OR INABILITY TO USE THE GASCIA WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE GASCIA WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE GASCIA WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF GASCIA OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE GASCIA WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE GASCIA WEB SITE.

SERVICE CONTACT: secretary@gascia.org

 

 

TERMINATION/ACCESS RESTRICTION

GASCIA reserves the right, in its sole discretion, to terminate your access to the GASCIA Web Site and the related services or any portion thereof at any time, without notice.

 

 

GENERAL

To the maximum extent permitted by law, this agreement is governed by the laws of Singapore and you hereby consent to the exclusive jurisdiction and venue of courts in Singapore in all disputes arising out of or relating to the use of the GASCIA Web Site. Use of the GASCIA Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and GASCIA as a result of this agreement or use of the GASCIA Web Site. GASCIA’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of GASCIA’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the GASCIA Web Site or information provided to or gathered by GASCIA with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and GASCIA with respect to the GASCIA Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and GASCIA with respect to the GASCIA Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

 

 

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the GASCIA Web Site are Copyright 2013 by GASCIA and/or its suppliers. All rights reserved.

 

 

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Any rights not expressly granted herein are reserved.

 

PRIVACY STATEMENT

 

GASCIA is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the GASCIA Web site and governs data collection and usage. By using the GASCIA website, you consent to the data practices described in this statement.

Collection of your Personal Information

The GASCIA may collect personally identifiable information, such as your e-mail address, name, home or work address or telephone number. GASCIA may also collects anonymous demographic information, which is not unique to you, such as your age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by GASCIA. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by GASCIA for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the GASCIA Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through GASCIA public message boards, this information may be collected and used by others. GASCIA does not read any of your private online communications.

GASCIA encourages you to review the privacy statements of Web sites you choose to link to from the GASCIA Web site so that you can understand how those Web sites collect, use and share your information. GASCIA is not responsible for the privacy statements or other content on Web sites outside of the GASCIA Web site.

Use of your Personal Information

GASCIA collects and uses your personal information to operate the GASCIA Web site and deliver the services you have requested. GASCIA also uses your personally identifiable information to inform you of other products or services available from GASCIA and its affiliates. GASCIA may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

GASCIA does not sell, rent or lease its customer lists to third parties. GASCIA may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, GASCIA may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to GASCIA, and they are required to maintain the confidentiality of your information.

GASCIA does not use or disclose sensitive personal information, such as race, or religion, without your explicit consent.

GASCIA may keep track of the Web sites and pages our customers visit within GASCIA, in order to determine what GASCIA services are the most popular. This data may be used to deliver customized content and advertising within GASCIA to customers whose behavior indicates that they are interested in a particular subject area.

You hereby acknowledge, agree and consent to GASCIA recording and retaining your personal information/data captured or collected through the use of the GASCIA Web sites, use your personal information / data for the purposes of conducting analysis / studies relating to Islamic Finance and to disclose your personal data to third parties, without notice in good faith belief that such disclosure is: (a) required by law; (b) necessary to conform to the edicts of the law or comply with legal process served on GASCIA; (c) necessary to protect and defend the rights or property of GASCIA; (d) a necessary act under exigent circumstances to protect the personal safety of users of GASCIA or another person or persons; and/or (e) to your benefit (unless expressly notified by you to the contrary).

SECURITY OF YOUR PERSONAL INFORMATION

GASCIA secures your personal information from unauthorized access, use or disclosure. GASCIA secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

CONTACT INFORMATION

GASCIA welcomes your comments regarding this Statement of Privacy. If you believe that GASCIA has not adhered to this Statement, please contact GASCIA at secretary@gascia.org. We will use commercially reasonable efforts to promptly determine and remedy the problem.

 

 

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